Practice Area
Individual Tax Preparation
Filing taxes — made simple by a CPA who takes care of the details so you don’t have to.
Filing your taxes doesn’t have to be overwhelming — and you don’t have to do it alone. Whether you have a single W-2 or multiple income streams, a CPA can help ensure your return is accurate, on time, and optimized for every legal deduction available. Trigili, CPA, works with individuals and families to simplify the tax process and reduce stress — one clear step at a time.
What is individual tax preparation?
Individual tax preparation is the process of filing your annual tax return with the IRS and state agencies. Depending on your situation, your return might be simple — or it might include self-employment income, investments, dependents, or property-related deductions. Trigili provides clear, customized tax prep based on your real-life financial picture.
Do I need a CPA to file?
If your taxes involve anything beyond a single W-2, the answer is usually yes. Trigili helps clients:
• Avoid missing deductions
• File accurately and confidently
• Reduce the risk of IRS notices
• Plan for what’s coming next
Even if you’ve used software in the past, working with a CPA gives you peace of mind and a human partner who asks the right questions.
Understanding your tax obligations as an individual
Every U.S. citizen or resident with taxable income is required to file a tax return each year. This includes income from wages, self-employment, investments, rental property, and certain retirement accounts. Failing to file or filing incorrectly can result in penalties, delayed refunds, or IRS scrutiny. The rules governing individual tax returns are set by the IRS and can change annually — particularly when tax credits or deductions are adjusted by federal law. Understanding what’s required is the first step to ensuring compliance.
Forms used to report individual income
The most common tax form for individuals is the IRS Form 1040. This form is used to report income, claim deductions and credits, and calculate the amount owed or the refund due. Depending on the type of income received, individuals may also need to attach additional schedules — such as Schedule C for self-employment income, Schedule E for rental properties, or Schedule D for capital gains. Choosing the correct forms and completing them accurately is essential to avoid errors or audits.
How tax credits and deductions affect your return
Credits and deductions both reduce your tax burden, but in different ways. A deduction reduces your taxable income — for example, mortgage interest or student loan interest. A credit reduces the actual tax you owe — like the Child Tax Credit or the Earned Income Credit. Some credits are refundable, meaning they can increase your refund even if you owe no tax. Understanding which deductions and credits apply to your situation requires careful analysis of your income, expenses, and family status.
Recordkeeping requirements for individuals
The IRS recommends that individuals keep tax-related documents for at least three years from the date a return is filed, and up to seven years in some cases. This includes W-2s, 1099s, receipts for deductible expenses, mortgage interest statements, and health insurance records. Accurate recordkeeping ensures that you can substantiate claims made on your return and respond quickly if the IRS requests documentation.
Consequences of incorrect or late filings
Filing a tax return late or with errors can result in penalties, interest, or delays in receiving a refund. The failure-to-file penalty is generally more severe than the failure-to-pay penalty, so it's important to file even if you can't pay the full amount owed. Interest on unpaid taxes accrues daily, and errors may trigger automatic notices or audits. In serious cases, repeated noncompliance can lead to wage garnishment or legal action from the IRS.
The role of a CPA in individual tax preparation
A Certified Public Accountant is licensed and regulated to provide expert tax advice and return preparation. Unlike generic tax software or storefront tax services, a CPA can interpret complex tax laws, apply them to unique financial situations, and represent you before the IRS if necessary. Working with a CPA ensures your return is complete, accurate, and filed in compliance with current laws — especially if you have multiple income streams, investments, or tax complexities.
Individual taxes and life changes
Major life events — such as getting married, buying a home, changing jobs, or having a child — can significantly affect your tax obligations. Filing status, deductions, and credits may change from year to year. Properly reporting these changes can reduce tax owed or increase eligibility for refunds. A CPA can help you adjust withholdings, plan for tax-efficient outcomes, and avoid common pitfalls associated with these transitions.
How to get back on track if you haven’t filed
If you’ve missed one or more years of tax filings, the IRS still expects you to file. Fortunately, it's often possible to catch up without immediate penalties, especially if you voluntarily come forward. Trigili, CPA, assists individuals in identifying missing returns, organizing prior-year records, and preparing accurate filings to minimize penalties and regain good standing with the IRS.
Clarity Starts with a Conversation
Whether you're behind on taxes, launching a business, or just need better financial guidance — you don’t have to figure it out alone. Trigili CPAs & Consulting is here to help.
How we can help you!
Why choose Trigili, CPA?
You have options when it comes to accounting help — but here’s what makes Trigili different, and why clients keep coming back.
I haven’t filed my taxes in a few years… is that going to be a problem?
Not at all. Trigili helps clients catch up without judgment. We'll walk you through what’s needed and get you back on track.
I’m starting a new business — do I need to form an LLC first, or wait?
Trigili can help you choose the best structure for your business before you make costly mistakes.
My books are kind of a mess. Is it too late to fix things before tax season?
It’s never too late. Whether it’s cleanup, catch-up, or ongoing support, We can help you get organized.
Do I really need a CPA, or can I just use tax software?
Software can’t ask follow-up questions — or catch things that could save you money. We bring clarity and strategy.
I’m self-employed — how do I know what I can write off?
Trigili specializes in helping freelancers and business owners keep more of what they earn, legally and confidently.
Will I be talking to Trigili directly, or just someone in the office?
You’ll work directly with Trigili. No bouncing around, no explaining your situation twice.
Can they help me plan ahead, not just react every year?
Yes — Trigili builds relationships, not just returns. Tax planning is a key part of what she offers.
Still have questions? let’s talk.
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